Getting a Zero-Down Roseville Mortgage? Consider these Pros and Cons

A 2013 Gallup poll revealed that 25% of respondents planned on buying a home within the next 10 years. As you can see, many Americans still have plans of owning a home despite the housing bubble of 2008. What many of them don’t have, however, is the standard 20% down payment needed to make the purchase. As an answer to this dilemma, many lenders are now offering zero-down or 100% mortgage to would-be homeowners. While these loans are certainly attractive, Roseville mortgage seekers should carefully weigh the pros and cons of this option. What are they?
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