Tuesday, December 23, 2014

Affordable Home Loans in Sacramento Make Low-Cost Living Possible

Affordable living in California is possible, as long as one knows where to look. HARP and CalHFA financing programs are excellent alternatives to the conventional home loan in Sacramento, CA that most people obtain. Homeowners can also look forward to the housing initiatives Director Boatman-Patterson has in store for the state.

Sunday, December 21, 2014

Think Long-Term Roseville Home Loans are Ideal? Get Pre-approved First

Fortunately, interested buyers can work with reliable Roseville home loan providers, like Iron Point Mortgage, who can also tell them whether or not a long-term loan suits their situation. Many financial experts believe that choosing a 30-year or a 15-year mortgage is almost always an excellent idea since they provide greater security and protect borrowers from the unexpected costs incurred by short-term loans.

Friday, December 19, 2014

Sacramento Mortgage Brokers can Determine if You Need to Refinance

Given these fluctuating numbers, homeowners who wish to refinance their mortgages soon might want to consult their respective mortgage lenders first for advice. Reputable Sacramento mortgage brokers, like the experts from Iron Point Mortgage, know that refinancing may not be a good choice for homeowners who plan to move to a new property in the near future and still take advantage of California’s flat rates.

Wednesday, December 17, 2014

Roseville Mortgage Experts Urge Preparedness for Higher Rates in 2015

For Placer County homebuyers, especially those who are entering the market for the first time, this serves as a reminder to reassess their finances and prepare for next year’s mortgage increases. After all, mortgage payments include not just the actual cost of owning a property but also the down payment, closing costs, property tax, and other. Fortunately, a reputable Roseville mortgage bank like Iron Point Mortgage makes it a point to inform their clients about the payments they can expect to make down the line.