A home loan pre-approval will give home sellers the confidence that a potential buyer has the financial capability to pay for the property. Likewise, the approved amount can help set the buyer’s budget, and thus streamline the property search process.
However, before applying for a mortgage pre-approval, homeowners should do some preparations to make sure they get the best deal possible. An article on Dailyfinance.com gives some good pointers on how to get favorable mortgage pre-approval terms.
http://ironpointmortgage.com/sacramento-mortgage-brokers-preparations-for-mortgage-pre-approval/
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